Category: Uncategorized

How Mobile Financial Applications are Driving Innovation in the Digital Finance Era

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Key Takeaways:

  1. Consumers are coming to expect secure, personalized, user-friendly finance apps
  2. New innovations better serve underbanked communities and lower costs
  3. Integrated ‘super apps’ and AI assistants are leading new developments
  4. Working with expert partners to remain competitive is vital

Mobile banking has come on leaps and bounds in recent years. It wasn’t so long ago that we at Ciklum were developing simple SMS and WAP-based banking services, but these have rapidly evolved into the mobile banking applications we use everyday on our smartphones. 

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Outdated Payment Systems: Is Your Checkout Costing You Customers?

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Key Takeaways:

  1. Customer expectations for seamless, fast payments are rising sharply
  2. Maximum choice, including digital wallets and Open Banking, is essential
  3. Smart technologies, fully integrated, can help retailers maximize opportunities
  4. Expert tech support is vital to turn concept into successful reality

As the world of retail continues to evolve, modern technology has a vital role to play in helping customers pay as easily and quickly as possible. And this applies just as much at checkouts in physical stores as it does when buying goods and services online. Amazon’s cashless stores, based on ‘just walk out’ technology, are an excellent example of how technology can completely transform even the most everyday shopping experiences.

Outdated Payment Systems_ Is Your Checkout Costing You Customers_

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2025 & Beyond: Transforming the Automotive Industry with AI-Powered IT Solutions

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Key Takeaways:

  1. AI adoption is growing across vehicles and supply chains
  2. AI enhances safety, efficiency, and profitability in fleet operations
  3. Key concerns around safety, data security, and system integration should be addressed
  4. A phased, expert-led approach is the best way forward

Since GPS, Bluetooth and parking cameras became commonplace on cars in the 2000s, technology has gradually assumed an increasingly dominant role in the automotive industry.

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AI In The Real World: How Does It Drive Retail Success?

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Key Takeaways:

  1. AI is already transforming operations for retailers worldwide
  2. Innovations are making impacts across customer experience, inventory, logistics and in-store 
  3. Retailers are saving money, cutting delivery times and boosting customer satisfaction
  4. Expertise is vital for strong implementation and adaptability for new technology

There’s a lot said about the benefits of AI in retail and how transformative it can be. But away from the headlines and bold claims, how does artificial intelligence benefit retail technology in practise?

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Why Multi-Channel Operations Are Your Next Big Win

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Key Takeaways:

  1. Multi-channel eCommerce is essential for maximising retail sales opportunities
  2. Selling across channels boosts customer experience and builds market resilience
  3. Channels can be tailored to suit different customer demographics
  4. Centralized management and automation are technical keys to success

Multi-channel eCommerce, where products are sold on multiple online channels simultaneously, is more important in online retail than ever before. This is not only because multi-channel strategies expand potential customer base and product visibility, but also because they help retailers meet growing consumer demand for seamless interactions across websites, apps, social media and other sales platforms.

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2025 Automotive Predictions: AI and Machine Learning Innovation

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Key Takeaways:

  1. AI deployments will expand as public interest in autonomous vehicles grows
  2. Smarter vehicles will make driving safer and more efficient
  3. Personalization will help transform the in-car experience
  4. Global standards and collaboration will coordinate innovation

2025 Automotive Predictions: AI and Machine Learning Innovation

The use cases of artificial intelligence (AI) and machine learning (ML) are expanding all the time, and the automotive sector is beginning to take full advantage of the opportunity. No surprise, therefore, that the size of the global market for AI in the automotive sector is set to increase by 55% year-on-year between 2023 and 2032.

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Applying Automation to Every Step of Hospital Administration

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Key Takeaways:

  1. ​​Staff burnout is accelerating due to rising admin demands.
  2. U.S. hospitals face a projected shortage of 124,000 physicians by 2034.
  3. RPA, Gen AI, and predictive analytics help hospitals optimize workflows and cut costs.
  4. Automating 45% of admin work could save healthcare $150B annually.

The Admin Workload Is Breaking Healthcare

Behind every successful hospital or clinic is a well-oiled administrative backbone. From billing and compliance to scheduling and records management, healthcare administration plays a pivotal role in keeping operations running smoothly and patients cared for.  But as demands grow and processes become more complex, administrative teams are often stretched thin, costing time, resources, and in many cases, staff wellbeing.

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Digital Assurance in MedTech: Building Safe, Compliant Software That Lasts

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Key Takeaways:

  1. MedTech software now rivals hardware in clinical importance.
  2. Digital assurance embeds software quality, compliance, and risk control.
  3. ISO and IEC standards are core to FDA compliance and software delivery.
  4. SaMD provides insights on its own while SiMD supports device function.

Software is becoming just as critical, if not more so, than the hardware in modern medical devices. A mobile app might now deliver real-time glucose readings from a wearable sensor. An AI algorithm might detect signs of stroke on a CT scan before a radiologist does. The examples are growing by the day.

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Achieve Faster Product Cycles in Retail with AI-Driven Engineering

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Key Takeaways:

  • Retailers using AI have cut launch timelines by 30% and boosted revenue by 85%.
  • AI-powered engineering eliminates delays from planning to launch.
  • Retailers that react in real time win in trend-driven markets.
  • Digital twins are replacing costly physical prototyping of products.

The Retail Race Is On

Customer expectations in retail are evolving by the hour. Product cycles are tighter than ever, resources are stretched, and the margin for error keeps shrinking. Nearly 75% of consumers now expect personalized experiences, and they will turn to competitors if brands don’t catch up.

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AR/VR Trends and Predictions For 2025 & Beyond

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Key Takeaways

  • Augmented Reality technology has become more mainstream in recent years
  • Industry-specific technologies are gaining ground
  • Health, accessibility and ethics are all key challenges
  • Businesses exploring AR and VR now will succeed long-term

Current State of AR/VR Market

Augmented reality (AR) and virtual reality (VR) have gradually found more practical use cases in recent years – but the use of the technology is set to expand exponentially in the years to come. According to Skyquest, the global market value of AR and VR stood at around $30 billion in 2022 – but by 2031, this is expected to rise to more than $520 billion.

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