What Today’s Digital-Native Shopping Habits Reveal About Tomorrow’s Retail

Key Takeaways:

  1. Digital natives demand fast, easy, personalized retail through their smartphones
  2. Retailers will need to adjust their operations and technology to retain market share
  3. Personalization, omnichannel buying journeys and social integration are critical
  4. Innovations like AR, VR and AI can all help retailers connect with younger consumers

The first generation of people that have grown up with the Internet are reaching adulthood – and that means they’ve got money to spend.

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How is Hyper-Automation Reshaping the Future of Banking?

Key Takeaways:

  1. Automation will move away from individual tasks towards end-to-end processes
  2. New levels of efficiency, productivity, transparency, security and compliance can be achieved
  3. Repositioning of traditional job roles into more strategic, value-adding positions
  4. Robust AI agents can support hyper-automation in the years to come

Automation has already transformed a vast array of processes and activities across the banking sector. But now hyper-automation is set to expand the potential of the technology even further. 

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AI-Powered Unified Commerce: Transforming Retail with Vertical AI Agents

Key Takeaways:

  1. Agentic AI can enable unified, hyper-personalized commerce
  2. Customer experience can be transformed with personal service and insights
  3. As agentic AI use expands, its business value will grow exponentially
  4. Retail-specific expertise can put agentic AI deployments on the right track

It has now been five years since the onset of the COVID-19 pandemic, and the acceleration in online retail driven by people staying at home continues to be sustained. Forrester research suggests that by the end of the decade, nearly 30% of purchases by American consumers will be made online, and the online U.S. retail market will be worth $1.8 trillion a year – similar to the entire current GDP of Mexico.

Artificial intelligence is playing an increasing part in this growth, with nearly 40% of retail directors stating that they already use AI for some operations. And ultimately, agentic AI will enable unified commerce which brings physical and digital retail together like never before.Key takeaways (1)

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Smart Travel Experiences: How Agentic AI is Redefining the Travel and Hospitality Industry

Key Takeaways:

  1. Agentic AI is transforming traveler experiences around the world
  2. Personalization, disruption management and bookings can all be covered autonomously
  3. Customer satisfaction will increase through new levels of service
  4. AI expertise is vital to make the most of new opportunities

Remember the last time your flight was delayed, and you were under pressure to make your hotel check-in or your dinner reservation? Think about how stressful it was making all those changes to your travel plans. What if AI could take care of all those problems for you, so that you can sit back and relax?

Agentic AI is a transformative technology that is helping organizations make decisions and streamline complex tasks with little or no human intervention. Bringing together large language models, machine learning and enterprise-grade automation, AI agents have the capability to set their own objectives, analyze data, and then reach those goals entirely on their own. 

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AI-Driven Engineering in Healthcare: Cutting Development Time Without Compromising Care

Key Takeaways:

  1. Practical barriers have held back healthcare AI adoption so far
  2. Along with care-facing solutions, AI can also expedite product development
  3. Automation and efficiency can drive lower costs, better compliance and wider access to expertise
  4. Experienced partners can help jumpstart AI implementation as adoption gathers pace

Despite its importance in saving lives and protecting wellbeing, healthcare regularly lags behind other industries in its adoption of technology. 

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How can you continue to tailor CX with personalized AI recommendations?

Key Takeaways:

  1. Personalized brand messages are exceeding ROI expectations for 67% of brand leaders
  2. AI is essential for generating the insights needed to meet those expectations
  3. Integration and continuous optimization are cornerstones of success
  4. Results can be quantified by measuring key retail metrics

Did you know that, according to McKinsey, 71% of consumers now expect companies to give them personalized interactions? No longer is personalization a differentiator in the marketplace: it’s a basic expectation and necessity, which means retailers and other organizations have to go to the next level to stand out.

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How is AI Reshaping the Future of the Financial Services Industry?

Key Takeaways:

  1. AI is becoming essential for a competitive edge across financial services
  2. Use cases range from customer servicing and hyper-personalization to fraud prevention
  3. Key challenges include data quality and availability, data privacy, ethics and legacy system integration
  4. Third-party expertise can support smooth implementation and help with internal buy-in

The financial world is experiencing a seismic shift, as artificial intelligence moves from buzzword to business essential. At the forefront of this transformation stands Bank of America’s virtual assistant Erica – a powerful example of AI’s real-world impact, having handled an astounding 800 million queries from 42 million customers while delivering over 1.2 billion pieces of financial insights.

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Digital Wallets and Beyond: The Future of Financial Services in the Mobile Era

Key Takeaways:

  1. Open wallets could be the most coveted and impactful over time.
  2. Digital wallets will continue influencing traditional banking innovation and overall product development.
  3. GenAI and Agentic AI will continue enhancing digital wallet capabilities.
  4. Users will seek more than security, affordability and user-friendliness, wanting to do a lot more in one app.

Digital Wallets

Digital wallets are applications that store payment information on network devices like cloud servers so you can access it from anywhere using an online device. They are most commonly operated on mobile devices and started with a few traditional banking services like money transfers. 

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How Agentic AI is Changing Customer Experience in 2025

Key Takeaways:

  1. Agentic AI benefits include autonomous decision-making and minimal human intervention
  2. Agentic AI applications solve key customer pain points around data privacy and personalization
  3. Integration of agentic AI bots across channels helps deliver seamless customer experiences
  4. The best deployments start small and gradually scale with expert support

Agentic AI is gradually becoming more commonplace, and is taking the capabilities of artificial intelligence to the next level. This type of AI can make its own decisions around its actions, with very little human involvement or supervision, and closely mimicking the understanding and contextual decision-making of human employees.

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From Insights to Impact: Data-Driven Personalization in Loyalty Programs

Key Takeaways:

  1. Personalized offers and communications are vital to drive customer loyalty
  2. Data analytics and AI can uncover new insights at a granular level
  3. Concerns around data use and privacy must be addressed
  4. Third-party expertise can help drive cost-effective innovation in this area

It’s never been easier for customers to shop around online, which means making efforts to secure and maintain customer loyalty are as important as they’ve ever been.

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